Wealth Roadmap
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Purpose
We work to understand who you are and what's important to you. This is the foundation for everything we do.
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Values
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Goals
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Current Situation
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Plan
Our plan considers everything that can impact your financials and sets specific targets and timelines to achieve your goals.
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Execute
We prioritize to focus on your most pressing needs first, like wealth accumulation, preservation, and education, all while keeping long-term goals in mind.
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Tax-Efficiency
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Estate/Legal
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Investment Management
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Risk Management
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Cash Flow (Income, Debt, Cash)
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Phase 1: Important and urgent
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Phase 2: Important but non-urgent
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Phase 3: Ongoing/update
Investment Approach
A research-based, data-driven, market-tested methodology creates a repeatable process. Mathematically defining trends and risks eliminates opinion and emotion.
Our approach has 3 Rules:
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Have a Plan for Up Markets
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Have a Plan for Down Markets and
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Have a Clear Way to Know the Difference Between Up and Down Markets
Research has shown that markets spend most (approximately 80%) of their time declining and getting back to even. This reality makes it critical to have an investment methodology designed work for you by putting the probabilities on your side.
Intelligent investment strategies with Smart Diversification®
Smart Diversification® aims to manage risk by making evidence-based decisions. Markets spend most of their time declining and recovering from declines. A small–but powerful–amount of time is spent reaching new highs or creating new wealth.
Without an effective risk management strategy, a portfolio may spend excess time in decline and recovery, rather than creating new wealth.
